{"id":749,"date":"2026-03-20T08:53:14","date_gmt":"2026-03-20T08:53:14","guid":{"rendered":"https:\/\/drespen.com\/?page_id=749"},"modified":"2026-10-18T12:00:12","modified_gmt":"2026-10-18T12:00:12","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/drespen.com\/ar\/terms-conditions\/","title":{"rendered":"\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"749\" class=\"elementor elementor-749\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88f5d17 e-flex e-con-boxed e-con e-parent\" data-id=\"88f5d17\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-86cce88 e-con-full e-flex e-con e-child\" data-id=\"86cce88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a0e6ba elementor-widget elementor-widget-heading\" data-id=\"3a0e6ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Terms and Conditions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e82b30 elementor-widget elementor-widget-text-editor\" data-id=\"0e82b30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Quantum Group Program Enrolment and Payment Terms<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41037eb elementor-widget elementor-widget-text-editor\" data-id=\"41037eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This is an important agreement between you (referred to as \u201cyou\u201d or the \u201cMember\u201d) and <\/span><b>QCOR Pty Ltd ACN 683 296 764 (Australia)<\/b><span style=\"font-weight: 400;\">, <\/span><b>Quantum Global Ops Ltd C107612 (Malta)<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Quantum Human FZ-LLC Licence No. [insert licence no.] (Dubai, United Arab Emirates)<\/b><span style=\"font-weight: 400;\"> (each in its own right or as agent for the other, and together referred to as <\/span><b>\u201cQuantum Group\u201d<\/b><span style=\"font-weight: 400;\">), by which Quantum Group agrees to provide your selected Program(s) (defined below) to you, and you agree to pay for them (\u201cTerms\u201d).<\/span><\/p><h2><b>IMPORTANT \u2013 PLEASE READ \u2013 72-Hour Cooling-Off Rights<\/b><\/h2><p><span style=\"font-weight: 400;\">You have a 72-hour cooling-off period after signing these Terms to cancel them and receive a full refund. You must email us within 72 hours to exercise your cooling-off rights. If you do not, you are liable to pay in full for the Programs, and no cancellations or refunds are permitted.<\/span><\/p><p><span style=\"font-weight: 400;\">You, the Member, agree to be bound by these Terms by signing these Terms, or by paying any amount to Quantum Group for the Programs.<\/span><\/p><h2>\u00a0<\/h2><h2><b>Programs<\/b><\/h2><p><span style=\"font-weight: 400;\">These Terms apply to all <\/span><b>Quantum Group Programs<\/b><span style=\"font-weight: 400;\">, including but not limited to:<\/span><\/p><p><b>Quantum Experience, Quantum Advanced, Quantum Wealth Mastermind, Quantum Accelerator, Quantum Elite, Quantum Summits, Quantum Life and Business Mastery, Quantum Coach Certification, the Ultimate Speaker Masterclass, the Quantum Business Success Automation Incubator, and the Conscious Enterprise Retreat.<\/b><\/p><p><span style=\"font-weight: 400;\">The Member acknowledges and agrees that these Terms also apply to <\/span><b>any future Programs, events, courses, retreats, or other offerings introduced by Quantum Group from time to time<\/b><span style=\"font-weight: 400;\">, whether or not specifically listed above.<\/span><\/p><p><span style=\"font-weight: 400;\">Your enrolment in the Program(s) is subject to availability. If a Program cannot proceed for any reason, Quantum Group will contact the Member to organise an alternative date or Program.<\/span><\/p><p><span style=\"font-weight: 400;\">Full details of each Program, including inclusions and exclusions, are as specified on Quantum Group\u2019s website and as amended from time to time.<\/span><\/p><p><b>Payment of Program Fees<\/b><\/p><p><span style=\"font-weight: 400;\">In consideration of Quantum Group providing the Program(s), the Member agrees to pay Quantum Group the Program fees and any other charges in the manner and with the timing specified in the Registration Form.<\/span><\/p><p><span style=\"font-weight: 400;\">If the Member fails to pay any amount when due under these Terms, Quantum Group may in its discretion suspend the provision of the Program(s) to the Member until payment of the overdue amount is received in full (including 12% interest chargeable at Quantum Group\u2019s discretion).<\/span><\/p><p><span style=\"font-weight: 400;\">If the parties have agreed that the fees will be paid via a direct debit, or credit or debit card payment plan, then the Member irrevocably authorises Quantum Group to debit the fees during the term from the Member\u2019s nominated bank account\/credit card\/debit card (\u201cAccount\u201d), on or about the due date for payment without notice.<\/span><\/p><p><span style=\"font-weight: 400;\">The Member must ensure that Account details are up to date at all times and notify Quantum Group in the event of changes. Reasonable default charges will apply in the event that you stop the authority to charge on your Account without Quantum Group\u2019s prior agreement. Insufficient funds will also attract a reasonable administration fee. Such fees will be outlined in billing communications.<\/span><\/p><p><span style=\"font-weight: 400;\">All fees and charges are inclusive of GST\/VAT (or equivalent) unless expressed otherwise. Quantum Group reserves the right to charge transaction fees equivalent to those charged by merchant providers.<\/span><\/p><p><span style=\"font-weight: 400;\">The Member agrees to pay the Program fees and any other charges to the <\/span><b>Quantum Group entity specified on the Registration Form or invoice.<\/b><span style=\"font-weight: 400;\"> Quantum Group may allocate billing between QCOR Pty Ltd, Quantum Global Ops Ltd, or Quantum Human FZ-LLC depending on Program location, currency, and tax requirements.<\/span><\/p><h2><b>Disclaimers and Limitation of Liability<\/b><\/h2><p><span style=\"font-weight: 400;\">The Member acknowledges and agrees that all Programs are intended for general education and information purposes only. Nothing published on <\/span><b>drespen.com<\/b><span style=\"font-weight: 400;\"> (the \u201cWebsite\u201d), or provided to the Member by Quantum Group during the Programs (\u201cthe Content\u201d) constitutes business, financial, legal, medical, tax or other professional advice. Members should always seek independent professional advice.<\/span><\/p><p><span style=\"font-weight: 400;\">These Terms constitute the full and complete understanding between the parties with respect to their subject matter. Quantum Group disclaims and excludes all representations, guarantees, conditions, warranties and undertakings to the maximum extent permitted by law.<\/span><\/p><p><b>Quantum Group\u2019s maximum aggregate liability<\/b><span style=\"font-weight: 400;\"> to the Member in any 12-month period is limited to the actual fees paid by the Member in that period.<\/span><\/p><p><span style=\"font-weight: 400;\">Quantum Group expressly excludes liability for any injury, damage, loss, delay or inconvenience caused directly or indirectly by:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> a. the Member\u2019s access or use of the Content;<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> b. the Member\u2019s participation in the Programs or reliance on the Programs or Content;<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> c. any event beyond Quantum Group\u2019s control.<\/span><\/p><p><span style=\"font-weight: 400;\">Nothing in these Terms is intended to exclude, restrict, or modify the operation of:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the <\/span><b>Australian Consumer Law (ACL)<\/b><span style=\"font-weight: 400;\"> where the Program is supplied by QCOR Pty Ltd (Australia);<\/span><p>\u00a0<\/p><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">any applicable <\/span><b>mandatory consumer protection laws in Malta<\/b><span style=\"font-weight: 400;\"> where the Program is supplied by Quantum Global Ops Ltd; or<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">any applicable <\/span><b>mandatory consumer protection laws in the United Arab Emirates<\/b><span style=\"font-weight: 400;\"> where the Program is supplied by Quantum Human FZ-LLC.<\/span><p>\u00a0<\/p><\/li><\/ul><p><span style=\"font-weight: 400;\">Where liability under such laws cannot be excluded, Quantum Group\u2019s total liability is limited, at its option, to:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the resupply of the Program(s); or<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the payment of the cost of resupply.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Quantum Group excludes any liability for special, indirect or consequential loss, including loss of profits, sales, opportunities, or goodwill.<\/span><\/p><p><span style=\"font-weight: 400;\">Testimonials and examples are not guarantees of results. Any financial representations are illustrative only and not financial advice.<\/span><\/p><h2><b>Intellectual Property<\/b><\/h2><p><span style=\"font-weight: 400;\">The Member acknowledges that Program materials include Quantum Group\u2019s intellectual property (\u201cMaterials\u201d). Subject to compliance with these Terms, Quantum Group grants the Member a revocable, non-exclusive, non-transferable licence to access and use the Materials during the Program, solely for personal benefit.<\/span><\/p><p><span style=\"font-weight: 400;\">The Member must not copy, disclose, use commercially, or exploit the Materials.<\/span><\/p><p><b>Photos, Videos, and Testimonial Consent<\/b><\/p><p><span style=\"font-weight: 400;\">The Member acknowledges and agrees that Quantum Group (or its authorised agents) may capture photos, video, or audio during Programs (including coaching calls).<\/span><\/p><p><span style=\"font-weight: 400;\">The Member authorises Quantum Group to use such media, likeness, testimonials, and feedback for promotional and marketing purposes, including on websites, social media, and events.<\/span><\/p><p><b>Member Obligations and Termination<\/b><\/p><p><span style=\"font-weight: 400;\">The Member must not engage in illegal, disruptive, defamatory, offensive, or discriminatory conduct in connection with Programs or online communities.<\/span><\/p><p><span style=\"font-weight: 400;\">Failure to attend a Program does not entitle the Member to a refund.<\/span><\/p><p><span style=\"font-weight: 400;\">Quantum Group reserves the right to refuse membership or terminate participation at its discretion. Refunds may be offered pro rata only where termination is not caused by Member breach.<\/span><\/p><p><b>Indemnity<\/b><\/p><p><span style=\"font-weight: 400;\">The Member indemnifies <\/span><b>Quantum Group (including QCOR Pty Ltd, Quantum Global Ops Ltd, and Quantum Human FZ-LLC, and their officers, employees, contractors, and agents)<\/b><span style=\"font-weight: 400;\"> against all direct losses, liabilities, costs, penalties, and expenses suffered or incurred by Quantum Group arising out of or in connection with:<\/span><\/p><ol><li><span style=\"font-weight: 400;\"> the Member\u2019s participation in the Program(s) or use of Content;<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> b. the Member\u2019s use of any venue or attendance at a Program or event;<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> c. any breach of these Terms by the Member, including failure to pay fees;<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> d. any reliance by the Member or third parties on advice, information or deliverables;<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> e. any negligent act, omission, or misconduct by the Member.<\/span><\/li><\/ol><p><b>Governing Law<\/b><\/p><p><span style=\"font-weight: 400;\">These Terms shall be governed by and construed in accordance with:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the laws of Queensland, Australia, where the Program is delivered by QCOR Pty Ltd;<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the laws of Malta, where the Program is delivered by Quantum Global Ops Ltd;<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the laws of the United Arab Emirates, where the Program is delivered by Quantum Human FZ-LLC.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">In all cases, the parties submit to the non-exclusive jurisdiction of the courts of the relevant jurisdiction.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms and Conditions Quantum Group Program Enrolment and Payment Terms This is an important agreement between you (referred to as \u201cyou\u201d or the \u201cMember\u201d) and QCOR Pty Ltd ACN 683 296 764 (Australia), Quantum Global Ops Ltd C107612 (Malta), and Quantum Human FZ-LLC Licence No. [insert licence no.] (Dubai, United Arab Emirates) (each in its [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-749","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/drespen.com\/ar\/wp-json\/wp\/v2\/pages\/749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/drespen.com\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/drespen.com\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/drespen.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/drespen.com\/ar\/wp-json\/wp\/v2\/comments?post=749"}],"version-history":[{"count":7,"href":"https:\/\/drespen.com\/ar\/wp-json\/wp\/v2\/pages\/749\/revisions"}],"predecessor-version":[{"id":756,"href":"https:\/\/drespen.com\/ar\/wp-json\/wp\/v2\/pages\/749\/revisions\/756"}],"wp:attachment":[{"href":"https:\/\/drespen.com\/ar\/wp-json\/wp\/v2\/media?parent=749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}